Cashflow Pilot, LLC (“Cashflow Pilot”, “we”, “us”, or “our”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile applications (iOS, Android), website, and related services (“Service”).
1. Information We Collect
A. Personal Information
B. Financial Information
- Banking transactions and account balances collected through a read-only API from Plaid, Inc. We never have access to your banking login credentials.
C. Usage Data
- Device information (type, operating system, browser)
- Cookies and similar tracking technologies
2. How We Use Your Information
We use your information to:
- Provide, maintain, and improve the Service
- Forecast your cash balance and deliver insight
- Authenticate your account and secure your data
- Process subscription payments (via Stripe, Apple, or Google)
- Communicate with you regarding updates, security, and support
- Analyze usage for service improvement
3. How We Share Your Information
We do not sell or rent your personal information. We may share your data:
- With Service Providers: Plaid (for banking data), Stripe/Apple/Google (for payments), analytics and support tools.
- For Legal Reasons: To comply with legal obligations or protect our rights.
- Business Transfers: In connection with a merger, sale, or acquisition.
4. Data Security
We implement industry-standard security measures to protect your data. All banking information is accessed via secure, read-only APIs (Plaid) and is encrypted in transit and at rest.
5. Data Retention
We retain your information as long as your account is active or as needed to provide services, comply with our legal obligations, or enforce agreements.
6. Your Choices
- Account Information: You may review, update, or delete your account information at any time.
- Emails: You may opt out of non-essential communications.
- Cookies: You can manage cookie settings via your browser.
7. Children’s Privacy
The Service is intended for US adults (18+) only. We do not knowingly collect information from children.
8. Third-Party Links
Our Service may contain links to third-party sites. We are not responsible for their privacy practices.
9. Changes to This Policy
We may update this policy from time to time. We will notify you of significant changes via email or in-app notification. Your continued use of the Service after changes constitutes acceptance of the updated policy.
10. Contact Us
If you have questions or concerns, contact us at:
Email: admin@cashflowpilot.ai
Mail: PO Box 1406 Costa Mesa, CA 92628
11. Data Processing and International Transfers
Although Cashflow Pilot, LLC primarily serves users in the US, some service providers or data processing may occur outside your state or country. By using the Service, you consent to the transfer, storage, and processing of your information in accordance with this Privacy Policy.
12. Your California Privacy Rights
If you are a California resident, you may have additional rights under the California Consumer Privacy Act (CCPA), such as the right to request information about your personal data, request deletion, and opt out of certain data sharing. To exercise these rights, please contact us at admin@cashflowpilot.ai.
13. Do Not Track Signals
The Service does not currently respond to Do Not Track (“DNT”) signals. You can manage your tracking preferences using your browser settings.
14. Data Breach Notification
In the event of a data breach affecting your personal information, we will notify you in accordance with applicable law.
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